Attention homeowners: Real estate appraisal services for in Glendale and Maricopa County
The top 7 reasons why AZ homeowners call on West Valley Appraisal Services:
Do you own a house in or near Glendale? Do you need help determining the price of your real estate?
At West Valley Appraisal Services, we understand the unique needs of a homeowner seeking appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at West Valley Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At West Valley Appraisal Services, we're seasoned in helping clients just like you abolish unwanted and unneeded PMI insurance.
Challenge Maricopa county's assessment of your property
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from West Valley Appraisal Services is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from West Valley Appraisal Services can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd prefer to have an expert double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house.