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For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 24 years experience, let us prove to you why we're different. Call today. Veteran / Military Discounts!!

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The Mortgage Reports:
Reconciling Recently Irrational Rate Movement (It"s Actually Rational!)
8/12/2022 4:05 PM
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Rates Are Actually Lower Than Last Week (Despite Moving Higher Today)
8/11/2022 4:56 PM
When it comes to mortgage rates, Thursdays frequently lend themselves to a discussion about fact versus fiction (or "delayed fact" as it may be) in news headlines.  Reasons for this are laid out in detail here.  For those who don"t click links, here"s the short version: many reporters rely on Freddie Mac"s weekly rate survey for one big ...Read More
Rates Started Lower, But Rose Unexpectedly This Afternoon
8/10/2022 4:37 PM
First thing"s first: we deal in extremely granular terms when it comes to mortgage rate movement here.  If you"re just looking for an idea of how today"s rates are versus yesterday"s, they"re lower.  The headline is a reference to intraday reprices--the practice of changing rates for better or worse during the business day in response to ...Read More
Mortgage Rates Lower so Far This Week, But Well Above Thursday"s Lows
8/9/2022 4:03 PM
Mortgage rates had a bad day last Friday, rising at a very fast pace and ultimately making it almost all the way back to the previous week"s highs.  The new week started on a stronger note with rates recovering some of the lost ground yesterday and generally holding onto that improvement today. The ground-holding is impressive given the fact ...Read More
Rates End Near Last Week"s Highs After Data Swings For Fences
8/5/2022 5:55 PM
The big monthly jobs report from the Labor Department (officially "The Employment Situation) is one of the most reliable sources of volatility for interest rates.  While this was much easier to observe before the pandemic, key economic reports have been getting more and more attention as the market looks for evidence that inflation and tighter...Read More
Critical Cliff"s Notes For Today"s Mortgage Rate News (We"re Not Below 5% Anymore)
8/4/2022 10:01 AM
Regular readers are all too familiar with my fairly regular habit of explaining discrepancies between reality and the typical mortgage rate headlines on Thursdays.  What"s up with Thursday?  That"s when Freddie Mac releases its weekly mortgage rate survey. Freddie"s survey is the longest-running, most deeply entrenched catalog of histori...Read More
Rates Up Roughly Half a Percent in 2 Days
8/3/2022 1:10 PM
We"ve devoted lots of time and space recently to discussing the uncommon mortgage rate environment recently.  The abbreviated thesis can be reduced to a few key bullet points: Mortgage rates involve both the rate itself and the upfront cost required to obtain that rate. Recently, there is much less distance between any two interest rates ...Read More
Rates Rebounding Aggressively After Hitting Lowest Levels Since April
8/2/2022 3:53 PM
Mortgage rates leapt higher at a record pace today--a statement that sounds a bit scarier than it really is by the time we consider the context. The first part of the context is the limitations of day-over-day record keeping for rates.  Our data only goes back to 2008.  There were likely worse individual days in the 20-30 years before th...Read More
The Real Reason Mortgage Rates Are Dropping at a Record Pace
7/29/2022 5:09 PM
...Read More
How To Explain The Huge Drop in Mortgage Rates This Week
7/28/2022 4:23 PM
Mortgage rates have been all over the map recently, both in terms of their movement and in their variation between lenders.  It"s not altogether uncommon for certain borrowers to be seeing rates that are half a point lower than they were just last week and a full point below the mid-June highs. This is an  exceptionally fast drop! ...Read More