Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Mortgage Rates Barely Budge Yet Again
3/30/2023 3:09 PM
This week"s theme has undoubtedly been the extreme absence of volatility in the rate market.  Whether we"re looking at mortgage rates themselves or a broader rate benchmark such as 10yr Treasury yields, both are right in line with Monday afternoon"s latest levels. What"s up with that? The bond market (which dictates rates) requires a steady ...Read More
 
Mortgage Rates Sideways to Slightly Higher
3/29/2023 4:03 PM
For the second day in a row, mortgage rates didn"t move nearly as much as they have been moving on any given day during the past 3 weeks.  This is a reflection of calmer trading in the underlying bond market which is, in turn, a reflection of a lower volume of surprise developments in the banking sector. As boring as it may be, we"re really i...Read More
 
Mortgage Rates Continue Drifting Higher
3/28/2023 4:09 PM
The week began with a noticeable uptick in mortgage rates relative to last week"s lows.  Today"s momentum continued in the same direction, but with less urgency.  The average lender moved up by 0.06% for a flawless conforming 30yr fixed scenario. Mortgage rates are driven by the constantly-changing prices of mortgage-backed securities (M...Read More
 
Mortgage Rates Moving Back Up From 6 Week Lows
3/27/2023 3:18 PM
Mortgage rates hit their lowest levels in just over 6 weeks on Friday as investors braced for bad news in the banking sector.  Such fears tend pull money out of the stock market and into bonds.  Excess bond demand means lower rates, all other things being equal. After a weekend without any new bank drama, investors were able to move back...Read More
 
Mortgage Rates Inch Down to Lowest Levels Since Early February
3/23/2023 3:21 PM
Over the course of the past two days, the average conforming 30yr fixed rate has moved down to the lowest levels since early February for most lenders.  In nuts and bolts terms, that"s a drop of more than half a percent. Yesterday accounted for a much larger portion of the improvement as lenders continued updating their offerings in response ...Read More
 
Fed Hikes Rates; Rates Drop Sharply. Here"s How That Works
3/22/2023 4:05 PM
There was some debate as to whether or not the Federal Reserve would hike the Fed Funds Rate today, although the consensus was for a 0.25% increase.  That"s exactly what the Fed delivered.  Additionally, markets were (and still are) betting that the Fed cuts rates by roughly 0.75% by the end of the year, but the Fed"s just-released foreca...Read More
 
Rates Continue Higher Ahead of Important Fed Announcement
3/21/2023 3:24 PM
Banking sector fears were responsible for a nice little drop in mortgage rates over the past 2 weeks.  As those fears subside (to some extent, anyway), the market reaction has reversed to some extent.  This is most noticeable in the stock market in the US. Stocks don"t dictate interest rates.  That job falls to bonds and bonds have ...Read More
 
How to Make Sense of Mortgage Rate Info These Days
3/20/2023 3:13 PM
Let"s start today"s rate coverage with a public service announcement on the best way to be a consumer of mortgage rate data online.  It can be quite a chore to make sense of day-to-day mortgage rate movement recently.  Even after doing as much as can possibly be done to ensure apples-to-apples comparisons, there can still be significant ...Read More
 
The Fed Will Still Raise Rates in March, And That’s Why Rates May Keep Falling
3/17/2023 3:48 PM
There’s certainly a chicken/egg problem when it comes to interest rate news. Is it the Fed’s decisions that move rates? Or do market forces move rates, thus forcing the Fed to react? The answer is somewhere in between. If inflation and economic growth were always positive, low, and stable, the Fed would never lift a finger, but they are compelled ...Read More
 
Mortgage Rates Start Lower, But Then Jump Higher In The Afternoon
3/16/2023 3:00 PM
Mortgage rates are ideally determined only once per day, several hours into the business day.  This gives mortgage lenders time to observe a baseline for trading levels in the bonds determine what they can charge.  But those bonds trade all day and if things deteriorate enough, lenders can change rates in the middle of the day.  Toda...Read More